Tag: Medicare

The Hard Costs of Trump’s Big Beautiful Bill: Healthcare costs too much and does all the wrong things

As President Trump’s Big Beautiful Bill passes through its steps, with budget hawks jumping rope with reality, it’s worth talking about some of our expectations on fixed cost maintenance, things that people have come to expect the government to provide, such as Social Security and Medicare.  I hate those programs; they were part of a growth of government that started essentially in the 1930s and has communist sweat dripping from them in horrible ways.  I’d rather have the money that goes into Social Security to invest myself because the government doesn’t do a good job of making money.  And the cost of health is horrendously out of control, so throwing more bad money at a bad system is just ridiculous, with Medicaid expansion as has been done over the years, especially in reaction to Obamacare, the takeover of a fifth of our national economy.  Unfortunately, healthcare is directly attached to big government, and it’s fair to say I despise it.  I have several family members who work in healthcare, and I try hard to keep my opinions to myself, for their sake.  But our meetings end with dramatic tension because I hate healthcare so much at its foundational principles.  Few things make me angrier than when someone gives me a doctor’s note for not attending their professional occupation, as if the doctor has some exclusive management rights over me.  In my family, the discussion of healthcare is a significant problem that sets me off like a bomb quickly.  And I try very hard to avoid confrontations for the sake of the people I care about.  But I think we should be performing regenerative medicine and not just maintaining declining conditions, which our entire healthcare costs are built around.  And ultimately, that’s where the costs are. 

I was reminded of just how much I hate the healthcare industry recently when one of my daughters was having her second baby, my fourth grandchild.  Of course, as she was having the baby, we gathered at the hospital to welcome the little girl into the world, and it was a generally happy occasion.  Most of the time, birthing is a happy time to go to the hospital, as opposed to all the other times, where someone you care about is stuck there over some physical health issue for which they seldom ever fully recover.  Our healthcare system is about maintaining declining conditions.  Where birth is about growth and opportunity.  So I hate hospitals.  I hate their parking lots.  I hate their receptionist desks, their elevators.  I hate their bathrooms.  I hate hospitals because they are primarily about declining conditions, where the authority over individual lives is surrendered to an administrative state.  So as we were parking to see our new grandchild, my eyes were wide awake to the massive costs associated with the social venture of a hospital culture.  It was a busy place full of people living off the healthcare industry.  And from where we are now, there is no good way to reform anything in healthcare because, in doing so, you would eliminate so many jobs where people serve some small, bureaucratic function in the managed decline of civilization.  What’s broken in our current model is our expectations of what healthcare is and what it should cost.  For our society, it’s one of the things we encourage our children to invest their lives in, like being lawyers, school teachers, and doctors.  We expect those are good, well-paying jobs, and deep down inside, we are committed to preserving them even if they aren’t the best way to approach the growth of a civilization.  So changing it would take a lot of time, gradually.  Not suddenly.

But the waste was evident to me everywhere as we visited our daughter, giving birth to a wonderful young grandchild with her whole life ahead of her.  I felt sorry, though, for all the people at the hospital stuck in that horrible system, either as employees or as victims of some health ailment that could easily be cured by regenerative medicine.  It was hard for me to listen to the conversations about the placenta disposal that were taking place as we welcomed a new baby into the world, because there are enough stem cells in that placenta to fix a lot of the people in the hospital of their health problems.  But fixing them would mean that many of the employees at the hospital would be out of a job, and essentially, a vast majority of our economy would be torpedoed.  So we are a long way away from fixing the horrible problem of healthcare, and Obamacare was never the answer.  But these days, even President Trump is taking credit for helping to keep the socialist approach to healthcare provided by the government somewhat functional, which means people have some medical coverage to throw at this ridiculously wasteful system of health maintenance.  It’s a two-problem condition, the system itself is built to keep people sick and employees employed.  And where the money comes from comes from sources outside of private insurance because the costs are so out of control that only the government can afford to sustain the ridiculous enterprise.  So our expectations of what medical care should be are at the heart of the problem, and we have come to look at the government as a way to keep us alive, which was the goal of communism all along.

President Trump has brought a lot of Democrats over into the GOP and made it a huge tent party.  So, to the budget hawks, trying to drive down the spending in this Big Beautiful Bill of Trump’s, this is a fight for another time.  We need to attack healthcare expectations before we can peel away funding for it, much like education debates.  We have to get the government out of education and healthcare before we can reform them and make these things better.  Because too many people are wrapped up in the system itself, they make their living off the decline of other people.  That’s why I don’t even bring it up to my family members who work in healthcare and its maintenance.  I’m at the scrap the whole thing level and don’t want to spend one cent on it.  Regenerative medicine is the way to go, nobody should ever die of cancer.  And people should be able to live into their hundreds, and keep working as long as possible.  So, all the Social Security processing and health insurance talk infuriates me at the basic level.  And seeing my new granddaughter, it was nice to welcome her into the world, but it reminded me of how much I hate hospitals.  The people there reminded me of hamsters running on the hamster wheel, pointlessly, aimlessly, and only to provide incomes to people for jobs they shouldn’t even have.  There are many better things to do besides health maintenance of declining conditions.  And the authority we have given doctors over our economy, which was most notable during Covid when they made a power grab through the World Health Organization to take over the global economy.  I am proud of Trump for standing up to those losers, but that’s where the fight is, in the social construction of the current healthcare system.  People aren’t ready to cut the funding to a failed model yet, because they work for that system with comfortable jobs that they like too much.  But the time for that discussion is coming, and I can’t wait for it.

Rich Hoffman

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Barack Obama’s ‘The Road We’ve Traveled’ : Support given to Fabian Socialism’s “Free Enterprise into ‘X’”

How dangerous, and to what extent is Barack Obama a threat to The United States?  Well, if you happen to be a Fabian Socialist, he is a dream come true.  But if you happen to be constitutionally minded traditionalist who takes great pride in the history of America, Obama might as well be Satan.  Barack Obama appears to be so in love with Fabian Socialism that he named his Hollywood produced campaign video shown below after the famous book by socialist Stuart Chase, titled The Road We Are Traveling.  Obama called his video The Road We’ve Traveled, hosted by none other than Tom Hanks.  The comparison is more than a coincidence; it’s an insider’s nod to the kind of economic theory by Chase who helped give FDR’s New Deal its name – an act that Barack Obama reveres greatly.

The biggest difference between a Fabian Socialist and a regular socialist is that the Fabian believed in a long gradual, patient change to society rather than one brought about by revolution such as the method used in the U.S.S.R. to deliver that country to communism.  Fabianists rather took the slow route which was the preferred method of Stuart Chase.

 

Fa·bi·an (fâ¹bê-en) adjective

1.    a. Of or relating to the caution and avoidance of direct confrontation typical of the Roman general Quintus Fabius Maximus. b. Cautious or dilatory, as in taking action.

2.    Of, relating to, or being a member of the Fabian Society, which was committed to gradual rather than revolutionary means for spreading socialist principles.
[Latin Fabiânus, after Quintus Fabius Maximus Verrucosus.]

— Fa¹bi·an noun

— Fa¹bi·an·ism noun

— Fa¹bi·an·ist noun[1]

Fabian Society, British socialist educational organization that advocates social change through democratic reforms. It was founded in London in 1884 by a group of intellectuals who rejected the Marxist theory of class struggle but wished to promote equality through collective ownership and democratic control of the nation’s resources. Devoted primarily to education and social research, the Fabians never constituted themselves as a political party. However, in 1900 they participated in founding the Labour Representation Committee, now the Labour Party.[2]

Stuart Chase (March 8, 1888, Somersworth, New Hampshire – November 16, 1985) was an American economist and engineer trained at MIT.[1] His writings covered topics as diverse as general semantics and physical economy. Chase’s thought was shaped by Henry George, Thorstein Veblen and Fabian socialism.[2] Chase spent his early political career supporting “a wide range of reform causes: the single tax, women’s suffrage, birth control and socialism.” [2] Chase’s early books The Tragedy of Waste (1925) and Your Money’s Worth (1928) were notable for their criticism of corporate advertising and their advocacy of consumer protection.[3]

Chase was among the dozen or more prominent members of the temporary committee which conducted the affairs of the Technical Alliance which later formed into Technocracy Incorporated, (Technocracy movement).[4][5]

Although not a Marxist, Chase admired the planned economy of the Soviet Union, being impressed with it after a 1927 visit. Chase stated that “The Russians, in a time of peace, have answered the question of what an economic system is for”.[2]

It has been suggested that he was the originator of the expression a New Deal, which became identified with the economic programs of American president Franklin Delano Roosevelt. He wrote a cover story in The New Republic entitled “A New Deal for America”, during the week that Roosevelt gave his 1932 presidential acceptance speech promising a new deal, but whether Roosevelt’s speechwriter Samuel Rosenman saw the magazine is not clear.

His 1938 book The Tyranny of Words was an early (perhaps the earliest, predating Hayakawa) and influential popularization of Alfred Korzybski‘s general semantics.

Chase supported the isolationist movement and was against US entry in World War II, advocating this position in his 1939 book The New Western Front.[1]

In the 1960s, Chase lent his support to the Johnson administration’s Great Society policies.[1]

Chase is famous for the quote at the end of his book A New Deal, “Why should Russians have all the fun remaking a world?” — a reference to the “socialist experiment” in the Union of Soviet Socialist Republics (USSR).[6]

He is quoted in S. I. Hayakawa‘s Language in Thought and Action as having said, “Common sense is that which tells us the world is flat.”

On pages 95 and 96 of The Road We Are Traveling, under the heading of “Free Enterprise into ‘X'”, Chase listed 18 characteristics of political economy that he had observed among[8] Russia, Germany, Italy, Japan, and Spain between 1913[9] and 1942. Chase labeled this phenomenon “… something called ‘X'”.[7] Characteristics include the following:

  1. A strong, centralized government.
  2. An executive arm growing at the expense of the legislative and judicial arms.
  3. The control of banking, credit and security exchanges by the government.
  4. The underwriting of employment by the government, either through armaments or public works.
  5. The underwriting of social security by the government – old-age pensions, mothers’ pensions, unemployment insurance, and the like.
  6. The underwriting of food, housing, and medical care, by the government.
  7. The use of deficit spending to finance these underwritings.
  8. The abandonment of gold in favor of managed currencies.
  9. The control of foreign trade by the government.
  10. The control of natural resources.
  11. The control of energy sources.
  12. The control of transportation.
  13. The control of agricultural production.
  14. The control of labor organizations.
  15. The enlistment of young men and women in youth corps devoted to health, discipline, community service and ideologies consistent with those of the authorities.
  16. Heavy taxation, with special emphasis on the estates and incomes of the rich.
  17. Control of industry without ownership.
  18. State control of communications and propaganda.

Source Wikipedia

http://en.wikipedia.org/wiki/Stuart_Chase

It is clear that after watching Barack Obama for nearly five years as of this writing, he is attempting to bring to America the implementation of all 18 items on Stuart Chase’s list.  For political insiders, who Obama’s title for his campaign video was a wink and a nod to their real intentions as most Americans had no idea what a Fabian Socialist was, the intentions are extraordinarily clear.  Most people don’t even understand what the history of the Labour Party in England was, which was the party of Tony Blair who got along so very well with George W. Bush, so they won’t understand the subtle messages Barack Obama’s team used to communicate their intentions to the Fabian loyalists who currently make up so much of the current federal government in modern America.  The American people have been sideswiped by a modern president that is clearly working from the playbook of Fabian Socialists like Stuart Chase.  But the goal of the Fabians is not only as deep as Obama, but go back to the time of Franklin Delano Roosevelt and Lyndon B. Johnston.  It is the Fabian Socialists who put their mark on The New Deal ushering in the era of “Social Security” and the “Great Society” which gave us Medicaid and Medicare.  Those programs are now off the table of discussion as most Americans have found themselves using those socialist government concepts in some fashion, and as they will all say – “Of course I’m going to use the program.  I paid into it, so I’m going to get out of it what I can.”  Thus…………you can see the work of the Fabian Socialist—patient, calculating, manipulative, smug—knowing that once they made America addicted to socialism, voters would never turn it away.  The same mentality has been at work behind Obamacare.  The goal is not affordable health care, or even helping the poor.  The goal is gaining federal control of 1/5th of the American economy so that the government can dictate what we eat, where we go, what kind of jobs we perform, and what type of relationships we conduct ourselves with.  The recent endeavors of Mayor Bloomberg in New York City are just the tip of the ice berg when it comes to what the Fabian Socialists wish to do with the government of our American Republic.  In the video below, Glenn Beck provides video research into more aspects of Fabian Socialist, Stuart Chase, and their connection to modern-day President Obama.

The strategies of Stuart Chase were not the intentions of The American Revolution, our Declaration of Independence, or our state and federal Constitutions.  Rather, Fabian Socialists have sought a legal way to supersede our traditional governments with scams designed to erode away our sovereignty slowly over a long period of time.  The success in America that built the skyline of present day New York City, or virtually any business in The United States from “old money” came from the laissez-faire capitalism tendencies during the period directly after the Civil War.  What the Fabian Socialists originating from London, England did with their version of socialism has been far more destructive than their direct attempts to destroy America in either The Revolutionary War or the War of 1812.  Through the progressive era just ahead of Stuart Chase’s time, they have managed with patience to put the brakes on American economic development by saddling our politics with gradual elements of socialism aimed at specific demographic voting blocs.  The aims of the 18 items listed by Stuart Chase are being actively pursued through the American education system, nearly every government office, and nearly every business in America who must deal with federal audits and inspectors to whatever degree.  Fabian Socialism is in the life of virtually every American in every corner of the country, and they were put there with the Trojan Horse of kindness, compassion, and manipulative schemes.  They have been furthered in recent times with videos like the one produced by the Obama White House delivered with the pleasant voice of Tom Hanks and presented in a way that any logical viewer would conclude to be reasonable, and even beneficial.  But what the nice voice of Tom Hanks does not tell you with Obama’s subtle nod to one of his economic mentors in Stuart Chase was that David Axelrod, and the others who appeared in the video are the modern equivalents of the traditional Fabian Socialists.  They don’t call themselves such things by name for fear that the American public would reject them, but they believe in the kind of government Stuart Chase discussed in his book, The Road We Are Traveling.  So now dear reader, you know as Paul Harvey used to say, the rest of the story when you see propaganda films done about Barack Obama titled, The Road We’ve Traveled.  Obama intends to say that the road mentioned in Chase’s book has already happened.  In Stuart’s day America was traveling down that road, but under Barack Obama, Stuart’s goals have been obtained.  That is why Obama’s public relation handlers changed the title from “we are” to “we’ve.”  So observe what the enemy of capitalism is all about and their weapons which are in those 18 points.  They are already here, and will stay unless they are defeated and vanquished.  That is the reality of the Obama Presidency and the hidden intentions of its administration.

[1]Excerpted from The American Heritage® Dictionary of the English Language, Third Edition  © 1996 by Houghton Mifflin Company. Electronic version licensed from INSO Corporation; further reproduction and distribution in accordance with the Copyright Law of the United States. All rights reserved.

[2]Encarta® 98 Desk Encyclopedia © &  1996-97 Microsoft Corporation.

All rights reserved.

Rich Hoffman

166701_584023358276159_1119605693_n“If they attack first………..blast em’!”

www.tailofthedragonbook.com

The Evil of Obamacare: Insurance actuaries conduct a parasitic symphony

The reality of Obamacare is not that it will help poor people have health insurance even though that’s the way it was sold. It’s about creating more government jobs at the IRS. It’s about creating more college degree positions as insurance actuaries. And it’s about giving near monopoly power to insurance companies. To hear the numbers for yourself listen to Nathan Bachrach from the show Simply Money on 55 KRC speaking with Darryl Parks on 700 WLW.

Government healthcare is about job creation and using tax money to create those jobs. It has nothing to do with healing the sick, but in keeping more people sick longer so that the medical profession can profit off that sickness. Insurance actuaries are one of the fastest growing professions in the United States right now. By looking at the link below it can be seen what they are projected to make each year, and the year to year growth of that industry. The reason for the growth is the government takeover of healthcare or rather the threat of it over the last 20 years.

http://www.bls.gov/ooh/Math/Actuaries.htm

I personally seldom claim against my insurance. When I get a cut on my skin, I fix it myself. When a tree falls on my house, I take care of it. When my cars are in accidents, I most of the time handle it myself. I do not go to the doctor unless something is really wrong, and I seldom ever get sick. To an insurance actuary I am a gift to the insurance company because I never use it, yet I pay for the service. Insurance companies make most of their money off people like me. Insurance works by having more people pay into a service than they actually use. If more than 25% of the contributors file claims, the insurance company has some serious problems since the payout often well exceeds what individuals have contributed unless they’ve participated in the insurance for a decade or more.

Insurance actuaries help the insurance companies assess these risks so that they can hedge their finances and make a profit. If the insurance provider has too many customers who are high risk, the insurance company will go out of business. When government gets involved such as they did in the 80’s when they mandated car insurance for all drivers, they did not do it for the good of the people, but for the job security of the insurance actuaries who were concerned that the risk of driving a car placed numerous unforeseen statistics into their equations and made profit nearly impossible for the insurance companies who had to compete with other companies in the free market for business. To compete insurance companies had to lower their rates to dangerous levels that did not give the insurance actuaries much to work with on profit forecasts. A good driver could randomly be hit by a bad driver, which completely wrecks the work of the insurance actuary with unpredictability.

Government mandated that all drivers who wished to have the “privilege” of driving in their state purchase insurance so that insurance companies would no longer have to drive down their prices to compete with each other to lure customers. Insurance companies were given an oligopoly of power by state and federal government to guarantee insurance companies a share of all drivers on the roadways so insurance actuaries would have stable numbers to work with in their statistics analysts.

Because the insurance was mandated by the state, insurance companies were able to charge whatever they needed through their oligopoly power. If a high portion of the drivers on the roadways had too many accidents then insurance rates could increase collectively upon the advice of their insurance actuaries to maintain their profits. One insurance company did not have an advantage over another because they were all guaranteed a portion of a state’s driving population. This made life predictable and profitable for insurance companies, and the state governments were also able to make money through their court system by imposing fines (taxes) they otherwise wouldn’t have had—such as the DUI laws designed to generate so much revenue from the courts. All this was the result of extensive lobby power in the late 1980’s and early 1990’s. The original villain was insurance actuaries attempting to get stable statistics for the companies they worked for.

Now, as to healthcare, government through public sector unions already has their hands in the nursing profession. They already use Medicaid and Medicare to inject money into the system that it might not have through natural competition which has artificially propped up the level of medical activity. Because of Medicaid and Medicare people use medical services because they can, which really screws up the life of the insurance actuary by wrecking statistic models. On top of that, doctors have been involved with false billing that has really put stress on Medicaid and Medicare since the money is easy to get through the government bureaucracy.

Government has went to a lot of trouble to encourage citizens to take up occupations in the medical industry such as nurses, doctors and everything in between through the university system set up by the Department of Education, and government now has to guarantee that there are jobs for all those people even though it would appear that medicine is moving away from the traditional pharmaceutical treatments and more to regenerative health. Insurance actuators do not like that prospect. They need people to use their service and regenerative health would mean that high cost medical treatments might be a thing of the past. After all, doctors need to have patients, and nurses must care for the sick, otherwise there isn’t any job for those people to do. So insurance actuators aware of this situation have informed their company CEO’s of the danger, and those CEO’s have lobbied congress on K-Street to help bring stability to their industry in these changing times. After all, with the avalanche of an aging United States population coming, they want to keep traditional medicine rolling along to support the financial empires they’ve built the industry into. So they want government to do what they did for auto insurance—they want the government to bring stability to the market for their benefit—so their actuaries will have stable numbers. Once the entire population is mandated to have health insurance, the actuaries will have real numbers to access risk and will be able to adjust their rates according to the demand.

Obamacare is essentially about manipulating the market with “crony” capitalism which is a long way off from the pure capitalism that I talk about all the time. It’s about creating more government jobs that are propped up with tax dollars those jobs would not have access to any other way. And it destroys competition by creating powerful oligopolies in the insurance industry. Insurance companies have traded their independence from government for financial stability and a guaranteed portion of the future business of the aging nation in America. And it all started with insurance actuaries, then lobby power in Washington to manipulate the situation to their advantage using government to do it.

Progressives like Obama have a goal of global government control so the deal works out well for them. By the time the government power is out-of-control within the decade; the people who operate these insurance companies will have taken their money and ran, leaving the mess to the next generation. And it will be done on the backs of people like me who despise insurance, never use insurance, and act out of self-reliance by using preventative medicine that does not require the current medical system who will pay the most.

Obamacare is a scam that takes away competition, takes away innovation, and will create a society of dependent drug induced derelicts seeking to fulfill their prescriptions at Walgreens in massive herds. Obamacare was created by the pharmaceutical lobby in Washington while holding hands with the insurance industry. And greedy politicians seeing a power grab bit down on the trap enslaving the rest of us for centuries to come, all because of the inadvertent evil conducted in the cubical of insurance companies all across America from the computers of the insurance actuary and their desire for safety, security, and “clean” statistics.

Yet again the path to hell is paved with good intentions and a desire for “safety” to help sell to the American population a concept that will ultimately lead to the destruction of everything we value. Insurance is a collective money racket that kills freedom and forces collective salvation. It hides the grim reality that if none of us were forced to purchase insurance of any kind, or pay for Social Security, or Medicare, that we would more than double our yearly incomes and gain the ability to pay cash for those tragedies that come our way instead of relying on predatory insurance companies to do it for us, which is simply a cleverly disguised form of social contract that attaches the weakest of society to the work of the strongest in a vain attempt at utopia leaving us all victims to the very greedy.

____________________________________________________________

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Rich Hoffman
https://overmanwarrior.wordpress.com/2010/12/04/ten-rules-to-live-by/
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