Here’s another good story about A.I. and why I think it is beneficial, not a hindrance to the human race.  I have a unique business philosophy regarding money and how to save a significant amount, allowing me to live comfortably without needing a lot of it for various reasons, which enables me to maintain my independence from parasitic individuals and vastly evil corporations.  And that started for me in the summer of 1987.  I don’t often tell this story because it’s usually better just to let the water drift under the bridge and move on.  We have a lot of family events each year, and I have to see many of these people and behave as nicely as possible. However, many things are simply unforgivable, and that’s what happened to me during the early stages of dating my wife, just after high school and before college.  She was being groomed to marry one of those race-to-mediocrity people from the Beckett Ridge Country Club during its heyday.  She was a model being considered for supermodel status, and her parents had ideas for her life that they wanted to be associated with.  When you have a beautiful kid like that, it’s hard not to want to cash in on her in some social way.  So the last thing they wanted was for her to let them know that she was dating a person whom everyone was scared of at the time.  To say I got into a lot of trouble would be an understatement.  I was not the kind of person that parents wanted their daughter to bring home.  Which I thought was always strange, and still do, because I am precisely the kind of person every parent should want their kids affiliated with, at least the way I see it.

So, her parents forbade the relationship. As is true with everything in my life, when someone challenges me to a fight, I never let go of it, and that would undoubtedly be the case in our marriage.  We’ve now been married for almost 38 years, but not without a lot of unnecessary hardship being imposed on us.  So our dating period got cut dramatically short when a family therapist advised them to throw her out of the house and force me to take care of her, essentially to take away all the fun stuff so that the romance would be taken out of our relationship and we’d break up and she would move back home and start dating people her parents liked, and be done with me.  So they kicked her out of her very nice house at the time and forced her to move in with me.  I had 36 points on my driver’s license and was at that time serving something like a 9-year suspension of my driver’s license, for reckless driving as society measures it.  I raced a lot of cars in those days, got into a lot of fights, and was in court a lot.  But I was willing to put that life away to marry this girl, because she was worth it.  It was, therefore, a very much a Romeo and Juliet romance, only without the tragic ending.  Instead, I was determined to fight off the world, whatever it took, and marry this young girl, making a family with her.  And nobody was going to get in the way.  So here I was in a little townhouse in Sharonville with a good friend of mine living on our own, and suddenly this girl was kicked out of her house and living with us in a kind of three-way arrangement that was very, very tough. 

Like I usually do when things get tough, I read books. That summer, I had to learn a lot about money quickly so I could win the game of starting a family and become smart about the financial games of life.  I still do this, and it’s why I read an average of 3 to 4 books a week, still.  Because there’s a lot to know, and if you want to win at life, you have to know more than the people you are dealing with.  In that case, with my future wife, we would have been married a year later, but at that time, it was a tragedy of Shakespearean proportions, with all the ruthlessness one could imagine, difficult beyond reason or belief.  Crushing difficulty.  To alleviate that pressure, I went down the road from our townhouse and checked out Andrew Tobias’ very well-known book, ‘The Only Investment Guide You’ll Ever Need,’ from the library.  I spent the summer reading it, and the next several decades thinking about it, and it has formed my basic approach to wealth creation, to stay off the treadmill of social expectation, because there is a lot of wasted money spent on it, and to use good money to defeat bad, time and time again.  However, it is mostly on minimalism that Andrew Tobias discusses regarding money management. Stay out of the casino of money making, and you’ll actually come out way ahead.  And with that basic approach, my wife and I have navigated some treacherous waters over the years and defeated many formidable characters. 

I have been professionally dealing with a similar issue that involves a lot of money and people, and they have been commenting on my position, which gives them minimal access to my life and those in it, much to their frustration. This essentially stems from the basic strategy I formulated in that book so long ago.  But for the life of me, I couldn’t remember the title, just the contents.  Back then, I used to check out books at the library and had to return them.  These days, I put them on a shelf and refer to them repeatedly.  But that early in my life, I didn’t even have a house yet.  So once my wife moved back in with her parents and they reached out to me to see if we could all reconcile, I turned the book back into the Sharonville Library and never saw it again.  But at my current age, I wanted to reread it because it was relevant to my current circumstances and I wanted to reconnect with my roots.  So, I asked the Grok A.I. which book I had read on finance during the summer of 1987 from the Sharonville Library, and it told me within seconds, ‘The Only Investment Guide You’ll Ever Need.’  It was interesting because the book was on record in that library at the time, and they knew I had checked it out based on their reporting.  I was finally able to buy a copy from Amazon, and it was hand-delivered to my front porch the next day.  And I read it again and really enjoyed it.  It had been updated from the 1987 version I had read into a 2016 view of the world, but the same basic book was still there.  Same cover and everything.  It’s the kind of book everyone should read on finance, and that’s why it’s still popular, even today.  It has certainly helped me throughout the years, and strategically speaking, it works very well.  I have always thought of it, and because of A.I., I was able to reconnect with it.  Nobody will promise you a nice and easy future.  But if you are smart and apply innovative strategies to your life, you’d be surprised at what you can survive and endure.  And for a lot of reasons, Andrew’s book will always be a treasure for me.  A treasure I was able to enjoy because of A.I. and its ability to know so much, so quickly.

Rich Hoffman

Click Here to Protect Yourself with Second Call Defense https://www.secondcalldefense.org/?affiliate=20707